According to the Social Security Administration, if you are 65 you have a 25 percent chance of living to age 90 and a 10 percent chance of living to age 95. This means, not only do you need to have enough income to provide for your desired lifestyle at your retirement age, but that income…

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Everyone who reaches retirement age needs to determine how to maximize their Social Security benefits. For those born between 1943 and 1954, full retirement age is 66. Anyone is free to start as early as age 62 in exchange for receiving about 30 percent less benefits for the rest of their life. Alternatively, you can…

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