At the beginning of each year, many people resolve to change their lives for the better. To those who are looking to improve their financial situation, please find some useful recommendations:   Increase your systematic savings: If you are still working and you are trying to achieve financial goals such as retirement, funding college expenses…

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If you have been paying attention to your investment accounts, you may have noticed that the stock market has fallen dramatically this quarter. The S&P 500 closed at 2,924 on Oct. 1, and by Christmas it was down to 2,351. This represents an almost 20 percent decrease. Consequently, the value of your investments likely significantly…

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For most people who spend a lifetime prudently managing their wealth and their spending habits, the thought of their children recklessly and rapidly blowing their inheritance is disconcerting. According to a study by the National Endowment for Financial Education, 70 percent of all people who suddenly receive a large sum of money will use it…

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