As a certified financial planner and an estate planning attorney, I am in the unique position to counsel my clients in both their financial planning and their legacy planning. Many times, I feel like I am acting as a family counselor as well.   Too often people are faced with internal conflicts about their estate…

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Undue influence is a legal doctrine that is used to describe the use of one’s power that arises out of a special relationship to coerce someone to make a decision not derived from their free will. This type of relationship can occur very commonly from an adult caregiver who may even be a relative. The…

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Florida residents are eligible for free health care and nursing home services if they possess only limited resources. For Florida residents, non-exempt assets must be below $2,000 to qualify. Exempt assets include one’s home, personal belongings, household furnishings, an automobile, irrevocable burial trusts and certain income-producing real estate. Anyone who is incurring substantial health care…

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Throughout the financial planning process we must address numerous concerns. Is there ample liquidity? Is there a growth strategy? How can we mitigate risk? How can we create sufficient lifetime income? How can we plan for potential future long-term-care needs? How can we maximize the inheritance we leave our heirs? Finally, how can we reduce…

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Hopefully you are enjoying your Labor Day weekend with the knowledge that your stock investments have done well so far this year. Through the end of August 2018, the S&P 500 has gained 9 percent and the Russel 2000, which is comprised of smaller companies, is up 13 percent. If you are wondering why the…

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