Many successful people have become wealthy from real estate investments. According to Forbes, about 10 percent of the world’s billionaires created their wealth from real estate. A significant portion of these investors were very “hands-on” over the years in the development and management of their properties.   Many real estate investors envision a retirement with…

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With the new tax laws, it has become potentially more difficult to receive optimal tax treatment for one’s charitable donations. Married couples filing jointly now have a $24,000 standard deduction. Unless the total itemized deductions are more than $24,000, it won’t pay to itemize. Moreover, big deductions of the past for state property tax and…

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It is universally agreed that international trade wars are bad for global economies. Tariffs increase prices on goods people buy. Consumers either buy less or they increase consumer debt. Tariffs hurt corporate profits, which is bad for stock prices.   However, President Trump has nevertheless decided to place tariffs on various imports — most notably…

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Seven out of 10 Americans over the age of 65 will need some form of long-term care.* If you are very wealthy, you can probably afford the $41,000 per year for home health care or the $90,000 per year for a semi-private room in a nursing home.** Conversely if you are of modest means, you…

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Many investors have been increasing their allocations to index annuities as a way to reduce market risk while still maintaining reasonable growth expectations. As numerous insurance carriers have recently started offering “uncapped” index annuities, there are now several attractive alternatives to choose from.   Most uncapped index annuities will allow participation in a percentage of…

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